Dr. Fathi owned 4 dental practices generating $3.2M in annual revenue. Despite his success, he was paying over $1.1M annually in combined federal and state taxes (effective rate of 42%). He had maxed out traditional retirement accounts and was looking for additional tax-advantaged wealth building strategies.
“Atlas Citadel Group transformed my financial situation. I went from feeling like I was working for the government to actually building generational wealth. The warranty program alone generates $180,000 annually in captive premiums – funded entirely by patients.”
“We were self-insuring risks we didn’t even realize we had. The captive now covers construction defects, equipment breakdown, and project delays – risks no commercial insurer would touch. Plus we’re building tax-free wealth.”
“As a surgeon, I was always one lawsuit away from losing everything. Now my assets are protected, I’m paying less in taxes, and I’m building wealth faster than I ever thought possible. Peace of mind is priceless.”
“At 58, I thought it was too late to build serious retirement wealth. Atlas Citadel showed me how to contribute $310,000 annually while cutting my insurance costs in half. I’ll retire with $3M more than I expected.”
“We had no idea we were leaving $180,000 in R&D credits on the table every year. The captive insurance not only saves us taxes but actually covers risks our commercial policies wouldn’t touch.”
“We thought we’d have to give up $2.4 million to the IRS. Atlas Citadel showed us how to defer most of that while actually increasing our income. Our children will inherit our wealth, not the government.”
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A comprehensive guide covering everything you need to know about micro-captive insurance companies.
