Summit Construction had grown to $22M in revenue but faced significant risks including construction defect claims, equipment theft, and project delays. Traditional insurance was expensive and had coverage gaps. The owners also wanted to diversify their wealth outside the business.
“We were self-insuring risks we didn’t even realize we had. The captive now covers construction defects, equipment breakdown, and project delays – risks no commercial insurer would touch. Plus we’re building tax-free wealth.”
“As a surgeon, I was always one lawsuit away from losing everything. Now my assets are protected, I’m paying less in taxes, and I’m building wealth faster than I ever thought possible. Peace of mind is priceless.”
“At 58, I thought it was too late to build serious retirement wealth. Atlas Citadel showed me how to contribute $310,000 annually while cutting my insurance costs in half. I’ll retire with $3M more than I expected.”
“We had no idea we were leaving $180,000 in R&D credits on the table every year. The captive insurance not only saves us taxes but actually covers risks our commercial policies wouldn’t touch.”
“We thought we’d have to give up $2.4 million to the IRS. Atlas Citadel showed us how to defer most of that while actually increasing our income. Our children will inherit our wealth, not the government.”
“Atlas Citadel Group transformed my financial situation. I went from feeling like I was working for the government to actually building generational wealth. The warranty program alone generates $180,000 annually in captive premiums – funded entirely by patients.”
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A comprehensive guide covering everything you need to know about micro-captive insurance companies.
